Howl_of_Fenrir

Well, something like that.
That's one from my main reason.
I was raised by my parents that usually say to me to try not borrow something from other. And also they say to me to return the money/thing that you borrow as soon as possible you could. It's better to save and then buy something that you wanted than borrow money to buy it and you pay the money later.
Now, I'm just feel not right to use credit card.

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Aya-kun

Oh heavens.. I forgot about this thread. ^^lll my apologies.

er...
Credit card has really strong temptation of making one spend too much money. I would prefer using cash because I feel safer that I won't owe the money an amount of money. ^_^ However, There are some good in credit cards as earlier stated by princesslady to which I totally agree.
Her following quote:
(n_n) baa... and Howl of fenrir...
It's good to practice such manner. It's not really desirable to borrow or lend things. Im not saying that we must be stingy but.. to be on the safe side. Unless you have confidence in repaying off your debts. ^^


As for blue-chan:
sheep is really sorry to bring such thread up.. m(_ _)m

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blue_rebel

I don't lend people money. It's always my treat. Of course, that only happens after a photography stint, once I've gotten my paycheck. I don't spend money that recklessly. One of my friends even jokingly told a mutual friend, "Hey, you're still single, right? You should go out with En, cuz then she'll buy you looooaads of stuff." It's partially true. I do spend a lot of money on presents, even when it's not Christmas or someone's birthday.

I could do with a Citibank Platinum card. Sigh.

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N-adiE

I PREFFER CASH BETTER,----IN MY PERSONAL OPINION CREDIT CARDS SUCK

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tupacs_wifey

cash credits too much to deal with if you spend a doller you have to give them back 4 thts crazy

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RayMe

Hmm... if cash is good but... if u carry em too much... hehe not enough space now in ur erm... pockets
if i use credit card... dang.. i need to pay some tax to the bank.. i mean hell no i am paying more for stuffs...

both got pro's and cons... which is better...
i will use both to get my lamb chop then..

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Shinku no kage

I prefer cash over credit all the time!! Its just easier!! No hassle if something goes wrong when you're cashing out like credit cards.

...and yeah, it sucks if its stolen but thats why you should only carry the amount you need and plan out your bugdet when you go shopping. :P

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blue_rebel

Yeah, but cash runs out after a while. And you might not have enough. Plus it's such a bother having to carry all that change around. It's cash that's a hassle, not credit cards.

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Shinku no kage

Thats why people work and save money. LOL, I know that in reality that there are times when you dont have money and you gotta pay for some "unforseen" expenses and thats when credit cards are handy but I personally believe thats the only time you should use cards, otherwise you're just gonna going over bugdet and lose money.

...I'm not one to talk though. Hehehe, every month after I pay my loans,rent, etc. I use whatever cash left on games and anime leaving little for the bugdet for the following month and having to take out an advance.

...kids, dont turn into an "adult" like me. LOL

I can agree on carrying change though, that IS a hassle. But still money is money so...LOL

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Satsuma

I'll have to say credit card, because it's a bit more convenient than cash. Flight delayed until the next day? Get a hotel room iwth your credit card, don't stay at the airport. Meals? No problem. No need to go overboard, of course, but it's there when you need it.

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